Providence, RI · Independent public-finance research & analytics

Terms of Use

Last updated 1 September 2026

By accessing rigfoa.org you agree to these terms. If you do not agree, please do not use the site.

Permitted use

You may read, download and print material from this site for your own professional or educational use, and you may share it within your organisation. You may quote from our research with attribution to RIGFOA and a link to the source page. You may not republish substantial portions, resell access, or present our material as your own.

Prohibited use

  • Attempting to gain unauthorised access to any system or account.
  • Automated access that degrades the site for others. Reasonable, well-identified crawling is fine; if you need a bulk copy of the research library, ask us and we will provide one.
  • Using the site to transmit unlawful, misleading or infringing material.
  • Removing or obscuring attribution, copyright or disclaimer notices.

No professional advice

Everything on this site is general information. RIGFOA is not a law firm, an accounting firm, a registered investment adviser, a municipal advisor or an audit organisation. Nothing here is legal, accounting, audit, tax, investment or municipal advisory advice, and no reader should act on it without professional advice appropriate to their circumstances. Use of this site does not create a professional or advisory relationship.

Accuracy and currency

Accounting standards, statutes and market practice change. Material on this site reflects our understanding at the date of publication shown on each page and is not updated continuously. Where we learn of an error we correct it in place, date the correction and note what changed.

Independence

RIGFOA is an independent organisation. We are not affiliated with, endorsed by, or acting on behalf of any government agency, standard-setting body or professional association. References to accounting standards, agencies and organisations are descriptive and do not imply any relationship. All trademarks referenced belong to their respective owners.

Third-party links

Links to external sites are provided for convenience. We do not control them and are not responsible for their content or practices.

Intellectual property

Except where otherwise stated, content on this site is © RIGFOA. Our name and marks may not be used to suggest endorsement of any product, entity or position.

Limitation of liability

To the fullest extent permitted by law, RIGFOA is not liable for any indirect, incidental, consequential or special damages arising from use of this site or reliance on its content. Nothing in these terms excludes liability that cannot lawfully be excluded.

Governing law

These terms are governed by the laws of the State of Rhode Island, without regard to conflict of laws principles.

Changes

We may revise these terms. The version in force is the one posted here, with the date shown above.


Contact

RIGFOA — Rigorous Financial Oversight & Analytics
10 Dorrance Street, Suite 700, Providence, RI 02903, United States
[email protected] · +1 (401) 555-0142