Providence, RI · Independent public-finance research & analytics

Disclaimer

Last updated 1 September 2026

The short version

RIGFOA provides analytical tools and research, not legal or financial advice. Our tools support the judgement of qualified public finance professionals. They do not replace it, and they do not provide assurance on financial statements.

Not professional advice

Material published by RIGFOA — including research articles, methodology notes, templates, and output produced by our platform tools — is general in nature. It does not take account of the circumstances of any particular entity and is not a substitute for advice from a qualified attorney, certified public accountant, actuary, registered municipal advisor or other professional.

No assurance

RIGFOA does not perform audits, reviews, compilations, agreed-upon procedures or attestation engagements. Nothing produced by our tools constitutes an opinion, a conclusion, or any form of assurance on financial statements, internal controls, or compliance with laws and regulations.

Analytical output is advisory

Our tools rank, register and check. Output identifies items for human review; it does not determine that any transaction is improper, that any entity is in distress, or that any accounting position is correct. Anomaly detection identifies deviation from historical patterns, which is not the same as deviation from policy or law. No output constitutes evidence of impropriety, and none should be presented as such.

Inputs and data quality

Our analyses are computed from records supplied by the entity and inherit whatever completeness and accuracy those records have. We do not independently verify source data.

Forward-looking information

Forecasts, scenarios and projections are conditional estimates based on stated assumptions. They are not predictions, they will differ from actual results, and the difference may be material.

No investment or credit opinion

Nothing published by RIGFOA is a credit rating, a recommendation to buy, hold or sell any security, or an opinion on the creditworthiness of any issuer or obligation. Our indicators are not calibrated to any rating agency methodology.

Independence

RIGFOA is an independent organisation. We are not affiliated with, endorsed by, or acting on behalf of any government agency, standard-setting body or professional association, including the Governmental Accounting Standards Board and the Financial Accounting Standards Board. Descriptions of accounting standards are our own summaries and are not authoritative; the standards themselves govern.

Illustrative material

Interface mockups, sample dashboards and example figures shown on this site are illustrative. Entity names and values in them are fictitious and do not represent any real entity, engagement or outcome.

Third-party content

Where we describe or link to third-party material, we do so for reference. We do not endorse it and are not responsible for its accuracy.


Contact

RIGFOA — Rigorous Financial Oversight & Analytics
10 Dorrance Street, Suite 700, Providence, RI 02903, United States
[email protected] · +1 (401) 555-0142